Other

Budget Planner (Australia)

Lay out monthly household income against the major expense categories — housing, utilities, transport, groceries, dining, personal/health, other. The calculator returns total income, total expenses, surplus or deficit, and savings rate. Useful before applying for a home loan (lenders will run their own version of this) or for any household trying to find spending leakage.

Budget Planner
Track your monthly income and expenses to find your surplus and savings rate.
Monthly Income
Salary (after tax)
$
Partner's Salary
$
Rental Income
$
Other Income
$
Monthly Expenses
Rent / Mortgage
$
Utilities
$
Groceries
$
Transport
$
Insurance
$
Phone / Internet
$
Subscriptions
$
Dining / Entertainment
$
Personal / Health
$
Other
$
Total Monthly Income
$5,500
Total Monthly Expenses
$4,400
Monthly Surplus / Deficit
+$1,100
Annual Surplus / Deficit
+$13,200
Savings Rate
20.0%
These results are indicative estimates only. They do not constitute financial advice. Actual repayments, costs, and savings may vary. Always verify with a licensed Australian mortgage broker.